Noor Comprehensive Private Car Takaful

What is this product about?

This Takaful Policy provides coverage against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.

What are the covers/benefits provided?

Loss or Damage to Vehicle

The Company will cover the Takaful Participant’s Vehicle if it is damaged or lost in the following circumstances:

by accidental collision or overturning

by fire, explosion or lightning,

by burglary, housebreaking or theft

by a malicious act

when in transit (including its loading and unloading) by road, rail, inland waterway

Liability to Third Parties

The Company will pay the amount which the Takaful Participant or the Takaful Participant’s Authorised Driver are legally liable to pay (including claimants’ costs and expenses) for:-

death or bodily injury to any person except those specifically excluded under Exclusions to

damage to property as a result of an accident arising out of the use of the Takaful Participant’s Vehicle provided the Takaful Participant’s Authorised Driver also complies with all the terms and conditions of the Takaful Policy that the Takaful Participant is subject to.

Optional Benefits

Optional benefits that you may wish to extend the coverage by paying additional Takaful Contribution:

Strike, riot, and civil commotion.

Damage arising from flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide,

landslip, subsidence, or sinking of the soil/earth or another convulsion of nature is involved.

Passenger liability cover.

The duration of cover is for one year. You need to renew the Takaful Policy annually.